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  <a href="/blog/blog/6051639/1-tip-to-avoid-holiday-debt">#1 Tip to Avoid Holiday Debt</a>&nbsp;
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 <strong>#1 tip to avoid holiday debt: Get Creative!</strong> 
<p>If holiday expenses are stressing you out this year, there are many creative ways to provide great gifts of giving and service. One of the best Christmas gifts I ever received was from an acquaintance who worked with pottery. She spun a petite plate, painted in three different shades of blue, which continues to serve me well today, as a decorative collector of coins, pens, barrettes, lozenges, and other small odds &amp; ends. The clay, paint, and brushes…</p><span class="read-more pdf__hide"><a href="/blog/blog/6051639/1-tip-to-avoid-holiday-debt">Read more</a></span></div>
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    <p class="post-info"><span data-time="2019-12-10T12:00:00-12:00" title="December 10, 2019 12:00">12/10/2019</span></p>

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  <a href="/blog/blog/6051638/israeli-update">Israeli Update</a>&nbsp;
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<p>&nbsp; &nbsp; &nbsp;Wars and battles are always heartbreaking for both sides of any conflict.&nbsp; An admirable tactic of the Israeli military is that they often notify Palestinian officials before they strike a target so that casualties might be avoided.&nbsp; No one in the civilized world ever wishes to hear of civilian tragedies, so it is good to see precautions taken to avoid them. &nbsp;Of course, in clandestine operations, this is not possible but it is a respectable policy they attempt to employ.&nbsp;</p>
<p>&nbsp; &nbsp; &nbsp; It is hard not to…</p><span class="read-more pdf__hide"><a href="/blog/blog/6051638/israeli-update">Read more</a></span></div>
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    <p class="post-info"><span data-time="2019-11-14T12:00:00-12:00" title="November 14, 2019 12:00">11/14/2019</span></p>

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  <a href="/blog/blog/6051637/skinny-pumpkin-drink-recipe">Skinny Pumpkin Drink Recipe</a>&nbsp;
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<p><strong>Ingredients:</strong></p>

 
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<li>1 cup nonfat milk</li>
<li>2 Tbsp. pumpkin puree</li>
<li>¼ tsp. pumpkin pie spice (cinnamon, nutmeg, allspice, ground cloves)</li>
<li>1 packet stevia</li>
<li>1/2 cup black coffee (optional)</li>
<li>1 Tbsp. nonfat whipped cream (Reddi-wip)</li>
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<h3><strong>Directions:</strong></h3>
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<li>Combine all the ingredients in a pot.</li>
<li>Warm on Medium-High, stirring occasionally.</li>
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    <p class="post-info"><span data-time="2019-11-11T12:00:00-12:00" title="November 11, 2019 12:00">11/11/2019</span></p>

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  <a href="/blog/blog/6051636/write-your-story">Write Your Story</a>&nbsp;
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&nbsp;Teresa Moerer, Kristy, Terry Fulcher, Anita McLauren 

 Did you know studies show that 81% of Americans want to write a book? Sadly, 99% never fulfill their dream. But you don't have to end up a statistic in this dismal category. Join the free webinar Wednesday, November 6, 2019, 1 PM EST (10:00 AM PST), to discover the secrets of becoming a successful author! 
 
 
 bit.ly/WriteUrStory 
 
 
 &nbsp; 
 
 
 
What's your story - a children's book, sci-fi thriller, fantasy tale, someone else's story, or your own memoires?… 
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    <p class="post-info"><span data-time="2019-11-01T12:00:00-12:00" title="November 01, 2019 12:00">11/01/2019</span></p>

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  <a href="/blog/blog/6051635/another-one-bites-the-dust">Another One Bites the Dust</a>&nbsp;
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<p>​</p>




  



 Recently, I lost, yet, another friend to a less-taxed, lower-regulated, more affordable state. It has been a hard year of on-again, off again sadness and loss, with 4 good friends escaping the high cost of California living and moving on to greener, more prosperous &nbsp;pastures. Two of them even picked "no income-tax" states: Florida and Texas. It feels like a little piece of me goes with them but I am constantly striving to see the bright side, and consider a glass-half-full approach. I'm working… 



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    <p class="post-info"><span data-time="2019-10-27T12:00:00-12:00" title="October 27, 2019 12:00">10/27/2019</span></p>

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  <a href="/blog/blog/6051634/really-stuck-it-to-me">Really Stuck It To Me</a>&nbsp;
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<p>Well, I thought I was being so responsible to get a flu shot early this year. But it seems this year's strain is like no other! By early afternoon, I was aching and fatigued; soon after, a fever surfaced. I was so disappointed because I planned on an active weekend but I wondered if this vaccine really stuck it to me. I wiped out with a full-on case of mini-flu! Maybe it was just a coincidence that I took the vaccine at the exact same time I had been exposed to the environmental virus (it was an…</p><span class="read-more pdf__hide"><a href="/blog/blog/6051634/really-stuck-it-to-me">Read more</a></span></div>
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    <p class="post-info"><span data-time="2019-10-01T12:00:00-12:00" title="October 01, 2019 12:00">10/01/2019</span></p>

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  <a href="/blog/blog/6051633/the-moody-blues">The Moody Blues</a>&nbsp;
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 The Moody Blue's lead singer, Justin Hayward, and his solo tour ensemble left the audience wanting more from Saturday night's show. 
<p>Band members, Mike Dawes and Julie Ragins, distinctive musicians in their own right, magnificently contributed to the crowd-pleasing performance. Everyone in the audience left smiling, humming, and chatting up the rewarding experience they had with British humor, reflections, and a classic repertoire of all-time favorites.</p>
<p>It made me think how successful we could all be if…</p><span class="read-more pdf__hide"><a href="/blog/blog/6051633/the-moody-blues">Read more</a></span></div>
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    <p class="post-info"><span data-time="2019-08-18T12:00:00-12:00" title="August 18, 2019 12:00">08/18/2019</span></p>

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  <a href="/blog/blog/6051632/have-you-found-that-road-to-happiness">Have You Found That Road to Happiness?</a>&nbsp;
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<p>&nbsp;Photo: Diego Jimenez (Unsplash)</p>
<p>I was talking to a fellow who asked people he would meet that question. He was surprised with the different answers he received:</p>
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<li>
 The poor person in a shack said, "If I had that house up on the hill, I would be happy." 
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<li>
 The rich person in the house said, "If I had a loving family like those people down the hill, I would be happy." 
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<li>
 The lonely person on the park bench said, "If I had three good friends, I would be happy." 
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<li>And so on...</li>
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<p>It got me to thinking. It's funny…</p><span class="read-more pdf__hide"><a href="/blog/blog/6051632/have-you-found-that-road-to-happiness">Read more</a></span></div>
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    <p class="post-info"><span data-time="2019-07-29T12:00:00-12:00" title="July 29, 2019 12:00">07/29/2019</span></p>

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  <a href="/blog/blog/6051631/5-steps-to-enhance-your-love-story">5 Steps To Enhance Your Love Story</a>&nbsp;
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<p>&nbsp;Photograph by Daniel Gray&nbsp;</p>
<p><strong>Here I am, happy to share with you my checklist of 5 steps to help enhance your love story:</strong></p>
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<li>Have a clear goal in mind for yourselves as a couple: Make the marriage last! Even the best of relationships&nbsp;is&nbsp;work, so schedule time to do enjoyable things together - date nights or like-minded activities and projects. Remember to laugh and don't take yourself too seriously!&nbsp;</li>
<li>Bring spirituality into the relationship: Research shows that body, mind and spirit are connected, therefore…</li>
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    <p class="post-info"><span data-time="2019-07-21T12:00:00-12:00" title="July 21, 2019 12:00">07/21/2019</span></p>

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  <a href="/blog/blog/6051611/happy-birthday-america">Happy Birthday, America!</a>&nbsp;
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<p>&nbsp; &nbsp; Is this a splendid Hollywood Bowl, 4th of July photo, or what!?!&nbsp; Are you looking forward to a July 4th holiday of parades, salutations, get-togethers, music, and fireworks - a celebration of America's independence and birth, as a nation, 243 years ago?&nbsp; The Original Founders were not stupid, stodgy, old Englishmen (as some have alleged) but were well-educated, community leaders, who were among the most brilliant thinkers of all time. They studied governments and societies, financial structures…</p><span class="read-more pdf__hide"><a href="/blog/blog/6051611/happy-birthday-america">Read more</a></span></div>
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    <p class="post-info"><span data-time="2019-07-01T12:00:00-12:00" title="July 01, 2019 12:00">07/01/2019</span></p>

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